Hanyoyin Miƙa Takardun Jari ga Jama'a a Kasuwar Jari An wallafa: November 13, 2023

Kasuwar jari ɓangare ne na kasuwar kuɗi da ke tura kuɗaɗen matsakaici zuwa dogon lokaci cikin inganci daga masu rarar kuɗi zuwa masu buƙatar kuɗi. Ana yin haka ta hanyar kayan aikin kuɗi da ake miƙawa ta ɗaya ko fiye daga cikin hanyoyin da aka lissafa a ƙasa:

Tayin Sayen Sabbin Hannayen Jari

A wannan hanyar, kamfani ko hukuma da ke buƙatar kuɗi (ɓangaren mai buƙatar kuɗi) tana fitar da wani ɓangare na jarin hannun jarinta da aka ba ta izinin fitarwa ga jama'a (ɓangaren masu rarar kuɗi). Masu saya a wannan rukuni kai tsaye suna zama masu mallakar wani ɓangare na kamfanin, don haka suna ɗaukar haɗurran kamfanin tare da shi. Kuɗin da aka samu ta wannan tayin yana shiga kamfanin ne, kuma galibi ana amfani da shi wajen faɗaɗa ayyukansa domin samun riba mai yawa.

Tayin Sayar da Hannayen Jari da Ke Akwai

Wannan sayar da hannayen jari da ke akwai ne daga masu su, galibi mutane masu babban arziki waɗanda a baya suka zuba jari mai yawa a kamfanin, ga wata ƙungiya da aka nufa ko ga jama'a gaba ɗaya. Manufarsu ita ce rarraba haɗurransu. Takardar kuɗin da abin ya shafa na iya zama ta bashi ko ta hannun jari. Ana amfani da wannan hanyar tayin ga kamfanoni masu zaman kansu da ke son buɗe hannun jarinsu ga jama'a ko kamfanonin jama'a da ke neman a jera takardunsu a kasuwar musaya. Kuɗin sayarwar yana zuwa ga masu hannun jarin da ake sayarwa. Gwamnati ma na iya yin irin wannan sayarwa domin rage ko janye jarinta a kamfanin.

Tayi ga Zaɓaɓɓun Masu Saya

Kamar yadda sunan ya nuna, tayi ga zaɓaɓɓun masu saya wata hanya ce ta musamman inda ake sayar da takardun jarin kamfani ga takamaiman masu saya ko waɗanda aka riga aka tsara. Kamfanin na iya zama na masu zaman kansu ko na jama'a, kuma takardar jarin na iya zama ta bashi ko ta hannun jari. Galibi ana amfani da kuɗin da aka samu wajen takamaiman ayyukan bunƙasa na kamfanin. Sai dai tayi ga zaɓaɓɓun masu saya da kamfanoni masu zaman kansu ke yi ba ya ƙarƙashin ikon tsara ayyuka na Hukumar.

Haƙƙin samun ƙarin takardun jari

Tayin haƙƙin saye hanya ce da ke ba masu hannun jari na yanzu damar sayen ƙarin hannayen jarin kamfani daidai da adadin da suke da shi. Tayin haƙƙin saye na sabon hannun jari 1 ga kowane hannaye 2 yana ba mai hannun jari mai hannaye 100 damar sayen ƙarin hannaye 50 a farashin da yawanci yake ƙasa da farashin kasuwa. Ana bayar da tayin da rangwamen farashi domin jawo masu hannun jari na yanzu su saya, don hana ƙarin raguwar kaso na mallakarsu a kamfanin.