Nasarar Ƙara Jarin Bankuna na ₦4.65 Tiriliyan:
Gwajin Juriyar Kasuwar Jari ta Najeriya An wallafa: April 16, 2026

Lokacin da Central Bank of Nigeria ta sanar da sabunta mafi ƙarancin jarin bankuna a Maris 2024, al’ummar harkokin kuɗi ta Najeriya ta fuskanci babban sauyi na tarihi. Ga kasuwar jari, ba kawai wani abin motsawa daga waje ba ne — kira ne. Kira na nuna cewa tsarin kasuwar da muka gina, al’ummar masu zuba jari da muka bunƙasa da tsarin kula da ƙa’idoji da muka kafa sun iya biyan bukatun ainihin sauyin ƙasa. Bayan shekaru biyu, amsar ta fito a sarari cewa sun iya. Kasuwar jari ta Najeriya ta tara ₦4.65 tiriliyan a watanni ashirin da huɗu, ta shigar da ɗaruruwan dubban sababbin masu zuba jari ta dandamalan dijital, ta ci gaba da nasarar kasuwar sakandare a matakan da suka karya tarihin baya, ta kuma kiyaye ƙa’idojin nagarta da bayyana gaskiya waɗanda suke gina amincewar masu zuba jari mai ɗorewa. Wannan ba ƙaramar nasara ba ce. Hujja ce ta cewa tsarin yana aiki — kuma muhimmancinta ya wuce ɓangaren bankuna sosai. Wannan hangen manufar ya ƙunshi tantancewar Securities and Exchange Commission a matsayin hukuma game da shirin ƙara jari: abin da ya buƙata, abin da kasuwar ta cim ma, abin da yake nuna wa burin ƙa’idojin Najeriya da abin da dole ne ya biyo baya yanzu. Nazarin ya dogara da abubuwan da Hukumar ta lura da su a sa idonta a duk shirin na watanni 24, bisa ƙa’idojin Investments and Securities Act 2025 — sauyin dokokin takardun jari na Najeriya mafi faɗi a shekaru ashirin — tare da kwatanta su da mizanan International Organisation of Securities Commissions (IOSCO), inda Najeriya take Memba na Gama Gari. Hukumar ta ci gaba da amfani da Manufofi da Ƙa’idojin Kula da Takardun Jari na IOSCO a matsayin tsarin jagorantar sa idonta a duk wannan aiki. Bayanin da ke biyo baya na gaskiya ne. Inda kasuwar ta yi kyakkyawan aiki sosai, an bayyana aikin an kuma yaba masa. Inda ƙalubale suka ci gaba, an amince da su cikin faɗin gaskiyar da sahihancin hukuma ke buƙata. Manufar ba yabon kanmu ba ce; fahimtar juna ce game da yadda kasuwar jari mai juriya take aiki a zahiri — da abin da kasuwa mai kawo sauyi take buƙatar zama.

Dr. Emomotimi Agama

Babban Darakta

Securities and Exchange Commission of Nigeria